Loan Payment Calculator FREE
The standard annuity payment for a loan, plus total interest, total paid and a full amortization schedule. A mathematical estimate, not an offer.
Loan payment
The standard annuity payment for a loan, plus total interest, total paid and the full amortization schedule.
How this is calculated
The standard annuity formula: equal payments, interest charged on the outstanding balance, principal for the rest. Enter the amount, the annual rate, the term and how often you pay, and you get the payment, the total interest and the total paid.
The amortization schedule is built at full precision and each row rounded for display, with the final payment absorbing whatever is left over - which is what a lender does, and why the balance column here closes at exactly zero instead of a few cents either way. A schedule built from rounded intermediates drifts visibly over 360 rows.
This is a mathematical estimate, not an offer. It ignores fees, insurance and any rate that is not fixed for the whole term, and it does not recommend anybody's product.
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