Savings Goal Calculator FREE
How long a goal takes at a given monthly amount, or how much to put aside each month to reach it by a date, with interest included.
Savings goal
How long a target takes at a given contribution, or what contribution it takes to reach the target by a date.
How this is calculated
Pick what you want solved: the time it takes to reach a target with a fixed contribution, or the contribution needed to reach it within a set number of years. Either way the starting balance, the rate and the compounding frequency are part of the answer.
Interest is compounded at the frequency you choose and contributions are added at each period, which is how a regular savings plan actually accrues. A goal that a rate of zero and no contribution can never reach is reported as such rather than as an absurd number of years.
It is a mathematical projection with a constant rate. Real accounts change their rates, charge fees and tax the interest, none of which is modelled here.
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